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Money Times - August 22, 2017

Posted by Jill Kerby on August 22 2017 @ 09:00

BACK TO COLLEGE COSTS MAY NEED MULTIPLE FUNDING OPTIONS

 

Putting a youngster through college, especially if they cannot live at home is a serious financial challenge for most parents, and especially for those whose income puts their child outside the student grant scheme.

How to fund a four or five year third level education (that fifth year being an expensive post-graduate degree) is something that parents need to consider from their children’s early years. It’s why it makes sense to commit your annual child benefit payment, to a good savings account and to also consider investing accumulated lump sums.

Saving the €140 a month (€1,680 pa) child benefit payment in a tax-free State Savings scheme and assuming even just a 1.5% average return over 18 years will return nearly €34,700. Investing the money in a longer term, low cost investment fund should beat deposit returns, but the current 41% exit tax on investment returns is a major disincentive and should be abolished. At the very least, the government should be introducing an ISA, and Junior-ISA - the tax-free individual savings accounts that exist in the UK - that are widely used there to fund third-level education.

With the cost of the 2017-2018 university education year expected to hit €12,500         according to the USI (University Students of Ireland), college-goers and their parents with more than one child in the family and with a moderate income and inadequate savings, would have had to apply for their student fee or maintenance grant by the July 13 deadline.

The SUSI.ie website, criticised in the past for being too complicated and unwieldy now provides an easy to use “eligibility reckoner”.  I keyed in the following information: 18 years old; a first year undergraduate doing a level 7-8 degree; one younger sibling and another already in college; parents with joint income of €100,000. The ‘reckoner’ concluded: “Based on the information you have provided, you may be eligible for funding. Please refer to the guidance on making a grant application.”

Clearly, the smaller the family and higher the gross income (from all assets), the lower the chance of qualifying for a SUSI maintenance grant, the maximum of which are in the region of €6,000. For those students who don’t qualify with SUSI, the search for funding will be more precarious.

Gifting

Bank and life assurance surveys regularly show that other family members, like grandparents, are generous contributors to the rising education costs of their grandchildren.

A tax efficient option for grandparents with spare cash who also want to minimise the long term inheritance tax bill of their family heirs is to gift the capital acquisition-free gift provision of €3,000 per annum to either help build up an education fund (via a deposit account or investment fund) for their individual grandchildren, or to meet the actual cost of Irish college registration fees, housing or other expenses listed by the USI.  There is no limit to the number of grandchildren (or anyone for that matter) that you can gift each year. Even the accumulation of the annual €3,000 gifts has no impact on the lifetime tax-free threshold between grandparents and grandchildren, which is currently just €32,500.

Bank Loans

Many third level students and their parents also turn to their banks or credit unions to fund their education costs. 

Depending on the course and income prospects for the student once they graduate, banks will lend some or all of the costs.  A single, €20,000 loan, repayable over four years from AIB, for example, will cost about €500 a month, repayable immediately, at interest of 8.5%. The total capital and interest will be c€23,500. There is still no official student loan scheme here, though it is under consideration with repayments made up to a decade after graduation and the securing of a job. 

It’s worth shopping around for best rates, especially from your local credit union where interest repayments are made on the diminishing balance and not as compound interest and loans repayments are covered by life insurance.

Finally, during the mad Celtic Tiger boom years home-owners with positive equity (at least on paper) were able to draw down equity loans for the purpose of paying secondary, let alone third level education costs.

Today, equity release loans are not available, but your family home still might be able to play a role in paying for your youngster’s expensive third level education if they living away from home.

The Rent-a-Room Scheme allows you to rent out rooms in your house entirely tax, PRSI and USC-free and earn up to €14,000 per annum. Demand has never been higher for student ‘digs’ and many students are happy to rent for five days a week, leaving you with some privacy on weekends (if your own child doesn’t return themselves.)

That €500 a month (or more) renting out your child’s vacant room could go some way to meeting their annual costs. (See www.citizensinformation.ie for details.)

 

 

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  32. SuiteCapitals@gmail.com
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  33. PergoCF@gmail.com
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  34. Dr. Bentley Grants
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  36. Dr. Bentley Grants
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  37. Daan Sophia
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  38. Dr. Bentley Grants
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  39. Mr. Russell Logan
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  41. Mr. Russell Logan
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  43. Mrs Rose Larsson.
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  44. lavington
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  47. Mrs Abigail Mills
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  49. Abigail Mills loan company
    Greetings.. Please contact us for your secure and unsecured Loan at an Interest rate of 2% …………………………………. Is the difficulty of the economy affecting you this year,? If your answer is yes, then you need a loan. I’m Mrs Abigail Mills, the owner of a lending company We offer safe and secure loans at an interest rate of 2%. * Are you financially squeezed? * Do you seek funds to pay off credits and debts? * Do you seek finance to set up your own business? * Are you in need of private or business loans for various purposes? * Do you seek loans to carry out large projects? If you have any of the above problems, we can be of assistance to you but I want you to understand that we give out loans at the interest rate of 2%. * Borrow anything up to $95,000,000 USD. * Choose between 1 to 20 years to repay. * Choose between Monthly and Annual repayments Plan. * Flexible Loan Terms. Please if you are interested check back with us through this email address: abigailmills.loans227@gmail.com We promise a 100% guarantee that you will receive your loan at the end of this loan transaction.There is no security check, no credit check Regards Abigail Mills Abigail Mills loan company
  50. Mrs Abigail Mills
    Attention We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Abigail Mills loan company) and other TOP PRIME AA BANKS like Bank of America, HSBC, JPMorgan Chase & Co, Wells Fargo, The Best Banks for SBA Loans etc. Feel free to engage our leased facilities in trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans) and many more. We have provided over $1 Billion in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million. Do you find yourself in a bit of trouble with unpaid bills and don't know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Abigail Mills loan company is the answer. Reduce your payments to ease the strain on your monthly expenses. contact us via Email(abigailmills.loans227@gmail.com) Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email us via: abigailmills.loans227@gmail.com Regards Mrs Abigail Mills Email: abigailmills.loans227@gmail.com Motto: We offer the fastest and reliable financial services
  51. THOMAS CHRISTOPHER
    Hello Everyone My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Abigail Mills so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast their mail is abigailmills.loans227@gmail.com so wish you all the best loan seekers this is the real company that offer loans. Email: abigailmills.loans227@gmail.com My Regards to you all
  52. katheryn Liz Rhea
    Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com
  53. Maksims Odincovs
    Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my back that there is money on my account. Today i am very happy i have never been scammed before and i got my loan once so now i am happy and me and my family us going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com. Once again i remain Maksims Odincovs
  54. Deann Twila Alba
    My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com
  55. Gabriela Yunes
    Hello Everyone My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Abigail Mills loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Abigail Mills assured me that in 12 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Abigail Mills because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. Their mail address is abigailmills.loans227@gmail.com
  56. Vonda Dionne
    My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2018 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com
  57. Donna Susan Patricia
    Good day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com. Have a nice day everyone and i pray you are all happy as i am today
  58. Kimberly Lori Cheryl
    My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com
  59. Freida Erna Madeleine
    My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com. finally i am really happy and can start my own business now. Thank you once again Patricia you are great and God bless you and your company.
  60. Gwendolyn Tammie Shari
    My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very sucked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company. Thanks everyone and i remain Gwendolyn Tammie Shari.
  61. Ebba Agnes Lilly
    Good day My name is Ebba Agnes Lilly i am from New York City this company Abigail Mills people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Abigail Mills loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i received my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans their mail address is abigailmills.loans227@gmail.com.
  62. Wilma Linnea Matilda
    Hello Everyone I am Wilma Linnea Matilda and i am from Philadelphia USA. I was looking for an online loan and i was very scared i have never applied for a loan before and i searched very well and search for a real company there i found a company called Abigail Mills loan company i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. Their mail address is abigailmills.loans227@gmail.com.
  63. Vanessa Jodi
    Good day everyone My name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and o thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who rad my message and be safe and apply from this company because you will be happy with them.
  64. Robert Christopher
    My name is Robert Christopher. I am from USA New York City. I want to write to the internet that if you need a real loan Abigail Mills is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Abigail Mills and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail their mail address is abigailmills.loans227@gmail.com Thanks to anyone that will read this message this company does not know am doing this i am only doing this for people in need of a real loan to be safe.
  65. Brayden Wyatt Bryce
    I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com
  66. Leo Daniel Archer
    My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Abigail Mills and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Abigail Mills this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Abigail Mills is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail and there contact details is abigailmills.loans227@gmail.com. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only one's that can help solve your problems.
  67. Veronica Rose Holly
    Abigail God will bless you and your company My name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Spain and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com Once again God bless you Abigail Mills and may you live long to continue helping people.
  68. Gwendolyn Shirley Tammie
    My name is Gwendolyn Shirley Tammie and i am from Houston in USA i just received my loan from Abigail Mills loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 USD and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. their contact information is abigailmills.loans227@gmail.com
  69. Mr. Russell Logan
    DO YOU NEED AN AFFORDABLE LOAN TODAY? We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million. Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Mr. Russell Logan Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% RUSSELL LOGAN LOAN HOME, (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 aims is to provide Excellent Professional Financial Services. Our services include the following: *Truck Loans * Personal Loans *Business Start up loans * Debt consolidation loans * Car Loans * Hotels Loans * Education Loans * Mortgage *Refinancing Loans * Home Loans We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Yours Sincerely, Mr. Russell Logan +1 (704) 885-6355 We are certified and your privacy is 100% safe with us. Worry no more about your financial problems. Get your instant loan approval
  70. martins
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  71. fisher
    BLANK ATM TESTED AND TRUSTED Hello are you a Student A Business man / Woman A Government Worker/ Private Sector A Professor/Teacher A Boy/Girl A Graduate/illiterate An Employed/Unemployed You can become rich and happy if you can apply for a Blank ATM Card, with this card you can make 5000 Pounds,Dollars or Euro daily, I am currently in London and I am using this card daily to make 5000 Pounds,Dollars or Euro depending on your currency. I also make use of this card in the Supermarket and also to make Online purchases. If you want to get this card then kindly contact the very famous hacker Mr Divine ( divinecardhacker@gmail.com ) and you will get your own card delivered to your door step and the agent will show you exactly how to operate the card. One thing I also like about this card is because it is totally secured by the Hacker and you will not have any trouble when you to make use of this card and the ATM machine cannot read your transaction or take your pictures when you collect money with this card. BLANK ATM TESTED AND TRUSTED It is so sweet to have this card and I call this a Life Saver. contact Him for your card : divinecardhacker@gmail.com or Phone : +18288270635 Regards
  72. Karen Brown
    I AM FINALLY FREE FROM FINANCIAL BONDAGE THANKS TO MOORE LOAN COMPANY (mooreloancompany@yahoo.com). Good day everyone,I can’t hide this great testimony that took place in my life I will love everyone to know it and be a partaker of this, that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Karen Brown by name, I live in Chattanooga, Tennessee United State, I want to thank ROBBINSON MOORE for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called MOORE ROBBINSON. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm MOORE LOAN COMPANY. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email @[ mooreloancompany@yahoo.com] OR Text (414) 454-9493 . And you will be free from scams on the internet. Please I am begging everyone on earth to help me thank Mr ROBBINSON MOORE. And I will always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Contact them now if you are in need of a loan: AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....Again there contact email [mooreloancompany@yahoo.com OR Text (414) 454-9493.
  73. Smith
    I got my already programmed and blank ATM card to hack any ATM and withdraw money DAILY. I am so happy about this because i got mine last week after i applied with Georg Bednorz. A lot of people have no idea about a working Blank ATM card. Anyone can apply for the Blank ATM card, a Cool way to have financial freedom. It is longer news that GEORG BEDNORZ HACKERS (email:georgbednorzhackers@gmail.com) is one of the few hacking groups that can provide you with a working Blank ATM card anywhere around the globe. The programmed Blank ATM card can provide you with up to $5,000 daily on any ATM and no one gets caught when using the card. Those that require the Blank ATM card should look no further but contact now and get the working Blank ATM card (email: georgbednorzhackers@gmail.com) Whatsapp: +12672776634
  74. Smith
    I got my already programmed and blank ATM card to hack any ATM and withdraw money DAILY. I am so happy about this because i got mine last week after i applied with Georg Bednorz. A lot of people have no idea about a working Blank ATM card. Anyone can apply for the Blank ATM card, a Cool way to have financial freedom. It is longer news that GEORG BEDNORZ HACKERS (email:georgbednorzhackers@gmail.com) is one of the few hacking groups that can provide you with a working Blank ATM card anywhere around the globe. The programmed Blank ATM card can provide you with up to $5,000 daily on any ATM and no one gets caught when using the card. Those that require the Blank ATM card should look no further but contact now and get the working Blank ATM card (email: georgbednorzhackers@gmail.com) Whatsapp: +12672776634
  75. Mr. Russell Logan
    DO YOU NEED AN AFFORDABLE LOAN TODAY? We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million. Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Mr. Russell Logan Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% RUSSELL LOGAN LOAN HOME, (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 aims is to provide Excellent Professional Financial Services. Our services include the following: *Truck Loans * Personal Loans *Business Start up loans * Debt consolidation loans * Car Loans * Hotels Loans * Education Loans * Mortgage *Refinancing Loans * Home Loans We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Yours Sincerely, Mr. Russell Logan +1 (704) 885-6355 We are certified and your privacy is 100% safe with us. Worry no more about your financial problems. Get your instant loan approval
  76. WE OFFER ALL KIND OF LOANS
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  77. jimmy
    BLANK ATM TESTED AND TRUSTED Hello are you a Student A Business man / Woman A Government Worker/ Private Sector A Professor/Teacher A Boy/Girl A Graduate/illiterate An Employed/Unemployed You can become rich and happy if you can apply for a Blank ATM Card, with this card you can make 5000 Pounds,Dollars or Euro daily, I am currently in London and I am using this card daily to make 5000 Pounds,Dollars or Euro depending on your currency. I also make use of this card in the Supermarket and also to make Online purchases. If you want to get this card then kindly contact the very famous hacker Mr Divine ( divinecardhacker@gmail.com ) and you will get your own card delivered to your door step and the agent will show you exactly how to operate the card. One thing I also like about this card is because it is totally secured by the Hacker and you will not have any trouble when you to make use of this card and the ATM machine cannot read your transaction or take your pictures when you collect money with this card. BLANK ATM TESTED AND TRUSTED It is so sweet to have this card and I call this a Life Saver. contact Him for your card : divinecardhacker@gmail.com or Phone : +18288270635 Regards
  78. WE OFFER ALL KIND OF LOANS
    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )
  79. Smith
    I got my already programmed and blank ATM card to hack any ATM and withdraw money DAILY. I am so happy about this because i got mine last week after i applied with Georg Bednorz Hackers. A lot of people have no idea about a working Blank ATM card. Anyone can apply for the Blank ATM card, a Cool way to have financial freedom. It is longer news that GEORG BEDNORZ HACKERS (email:georgbednorzhackers@gmail.com) is one of the few hacking groups that can provide you with a working Blank ATM card anywhere around the globe. The programmed Blank ATM card can provide you with up to $5,000 daily on any ATM and no one gets caught when using the card. Those that require the Blank ATM card should look no further but contact now and get the working Blank ATM card now and change your life (email: georgbednorzhackers@gmail.com) Whatsapp: +12672776634
  80. Prof. Claude Pentecost
    RELIABLE AND AFFORDABLE LOAN OFFER FOR PERSONAL LOAN, INVESTMENT LOAN & BUSINESS LOAN at Email: profclaudecapital@gmail.com WhatsApp Number: +19292227023 We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable Email profclaudecapital@gmail.com
  81. Mr. Russell Logan
    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Yours Sincerely, Mr. Russell Logan +1 (704) 885-6355 We are certified and your privacy is 100% safe with us. Worry no more about your financial problems. Get your instant loan approval
  82. Mr. Russell Logan
    DO YOU NEED AN AFFORDABLE LOAN TODAY? We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million. Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Mr. Russell Logan Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% RUSSELL LOGAN LOAN HOME, (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 aims is to provide Excellent Professional Financial Services. Our services include the following: *Truck Loans * Personal Loans *Business Start up loans * Debt consolidation loans * Car Loans * Hotels Loans * Education Loans * Mortgage *Refinancing Loans * Home Loans We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Yours Sincerely, Mr. Russell Logan +1 (704) 885-6355 We are certified and your privacy is 100% safe with us. Worry no more about your financial problems. Get your instant loan approval
  83. clara
    Hello all my names is Clara Torres. i am from the United States of America, I just want to take this opportunity to thank Scott David and his board of directors for lending me a $ 25oooooo loan Yesterday I never knew that there are still a genuine lender because i have been scammed on the internet twice. you can sent them email via scottloancompany3@gmail.com if you are interested in obtaining a loan on the Internet, you can also send me an email to torresclara251@gmail.com to confirm or have any problem thank you and may God bless.
  84. Karen Brown
    I AM FINALLY FREE FROM FINANCIAL BONDAGE THANKS TO MOORE LOAN COMPANY (mooreloancompany@yahoo.com). Good day everyone,I can’t hide this great testimony that took place in my life I will love everyone to know it and be a partaker of this, that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Karen Brown by name, I live in Chattanooga, Tennessee United State, I want to thank ROBBINSON MOORE for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called MOORE ROBBINSON. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm MOORE LOAN COMPANY. If you arew in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email @[ mooreloancompany@yahoo.com] OR Text +1(414) 454-9493 . And you will be free from scams on the internet. Please I am begging everyone on earth to help me thank Mr ROBBINSON MOORE. And I ill always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Contact them now if you are in need of a loan: AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....Again there contact email [mooreloancompany@yahoo.com OR Text +1(414) 454-9493..
  85. paul
    My special greetings to everyone on this Page, If you are poor or you need urgent financial assistance for any purpose kindly get your private loan from Mr Lavington today The CEO of Lavington Finance Center, He will grant you loan of any amount at interest of 3% only , to get loan from him is simple so just contact: lavingtonfinance@gmail.com OR you can also send a text message or call +18288270635. Thanks
  86. Mr.Favour World Loan Company
    Hello... Dear Applicant, I am Mr.Favour Melody World Best Loan Offer Company LTD.. We are an international loan firm. It a financial opportunity at your door step We provide Business and personal loans etc. as long as it concerns financial assistance..We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing Apply today and you will get a loan from us.. Apply Now for your very low interest rate of 2% loan! * We offer loan in EURO AND DOLLAR * Borrow between 5000USD to 90,000,000.00USD * Choose between 1 to 30 years to repay. * Flexible loan terms and conditions. * It a world of happiness with us bring back those joy of yours by applying for a loan with us today... All these plans and more, contact us now by email for more info.. ( favourworldbest990@outlook.com ) OR SMS US NOW +1518 621 2700 Email us now: favourworldbest990@outlook.com Call/Sms: +1518 621 2700 Giving your world a meaning.
  87. Mr. Russell Logan
    DO YOU NEED AN AFFORDABLE LOAN TODAY? We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million. Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Mr. Russell Logan Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2% RUSSELL LOGAN LOAN HOME, (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 aims is to provide Excellent Professional Financial Services. Our services include the following: *Truck Loans * Personal Loans *Business Start up loans * Debt consolidation loans * Car Loans * Hotels Loans * Education Loans * Mortgage *Refinancing Loans * Home Loans We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Yours Sincerely, Mr. Russell Logan +1 (704) 885-6355 We are certified and your privacy is 100% safe with us. Worry no more about your financial problems. Get your instant loan approval
  88. scott
    Get The 2018 BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that its not traceable, it also has a technique that makes it impossible for the CCTV to detect you and you can only withdraw a total amount of $5,000.00 USD in a day. Now email us today at our E-mail address at: blankatmcardmachine@gmail.com and get your card today and live that luxury life you every dream to live
  89. Prof Claude Dan
    APPLY TODAY FOR QUICK AND CONVENIENT LOANS – WE OFFER ALL KIND OF LOANS at Email: profclaudecapital@gmail.com WhatsApp Number: +19292227023 We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable contact us via WhatsApp Number: +19292227023 Email profclaudecapital@gmail.com
  90. robert scott
    Get The 2018 BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that its not traceable, it also has a technique that makes it impossible for the CCTV to detect you and you can only withdraw a total amount of $5,000.00 USD in a day. Now email us today at our E-mail address at: blankatmcardmachine@gmail.com and get your card today and live that luxury life you every dream to live
  91. Mrs. Sharon David
    A MUST READ: HOW I GOT MY LOAN FROM THIS GREAT COMPANY CALLED DR. JOHN MARSHALL LOAN COMPANY Hello to All across the globe, I am Mrs. Sharon David, from United State Of America, USA. I am a mother of 4 kids and I was stuck in a financial situation and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not fall prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you will not hear from them again they have done it to me twice before I meet Dr. John Marshall the most interesting part of it is that my loan was transfer to me within 48hours so I will advice you to contact Dr. John Marshall if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (dr.johnmarshallloans@gmail.com) Phone +1 (984) 333-2836 No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Dr. John Marshall today for your loan They offer all kind of categories of loan they Short term loan (1_10years) Long term loan (20_30 years) They offer loan like Home loan............., Business loan........ Debt consolidation loan ....... Student loan..........,Business start up loan Business loan....... , Company loan..............Mortgages loan construction loan.....car loan........ hotel loan....personal loans.. Investment Loan.......Commercial Loan........Refinancing Loans Truck Loans............Farm Loan etc. Email..........(dr.johnmarshallloans@gmail.com) Phone +1 (984) 333-2836 When it comes to financial crisis and you need to be free from financial crisis then Dr. John Marshall loans is the place to go please just tell him I Mrs. Sharon David direct you Good Luck....
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