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Money Times - March 20, 2018

Posted by Jill Kerby on March 20 2018 @ 09:04

THE PENSIONS ROADMAP NEEDS MORE SIGNPOSTS

 

The Beast from the East upstaged one of the two big policy announcements the government made at the start of the month – the Pensions Roadmap.

Like the ambitious National Development Plan 2040, The Roadmap for Pensions Reform 2018-2023 includes multiple threads for the reform of private, state and public service pensions, but a much shorter time-frame:  by 2021, all private sector workers – and their employers – who do not already participate in an occupational pension scheme are going to be signed up for an auto-enrolment scheme that will involve contributions from worker, boss and a top up from the government.

The State Pension will also be reformed in tandem with the the introduction of the auto-enrolment one, making it more fair, transparent and sustainable, claims the government.

With a public consultation process about to begin, The Roadmap is “ambitious but achievable”, said Mairead O’Mahony, of Mercer consultants. It is also very necessary given that fewer than half of private sector workers are saving for retirement and Mercer research shows that  “70%...expect to live past 80, yet only 24% feel they will be able to afford to live comfortably for that length of time.”

O’Mahoney especially welcomed how the PRSI funded state pension is to be redesigned, with the number of lifetime contributions reflecting the final income (currently a maximum €12,663 or c34% of the average industrial wage).This simpler, more transparent ‘Total Contributions’ approach will allow workers to easily calculate what their combined final state and private pension income will be when they retire.  It’s also been suggested that workers who defer taking their state pension at age 66 (or 68 by 2028) will enjoy a higher income when they do finally decide to take it.

What the Roadmap hasn’t definitively determined is exactly how much worker, employer and state will have to pay into the new scheme, nor how tax relief will work. Government is understood to be considering a flat-rate tax relief of 30%, halfway between the current standard 20% people earning under €34,800 now get on their pension contributions and the marginal 40% rate relief that people earning over that amount receive.

Getting the tax incentive right will be important: in Ireland we don’t tax income diverted into a pension or any growth in the fund. The tax is paid when the fund (less a tax free amount) is turned into retirement income. (In other countries, like Australia it is the reverse and the pension income is entirely tax free.)

Will higher earners balk at being signed up to a pension that not only taxes a portion of the savings they contribute at 40%, but also taxes – at 40% - pension income that exceeds the lower standard income limit? The current system avoids this kind of double taxation by not taxing contributions, but it is extra generous if the pensioner’s total income ends up only attracting a 20% tax rate.

Pension advisers worry about another anomaly: what happens to people earning more than €34,800 who are self-employed, company directors with private pensions or have a PRSA – a personal retirement savings account - because their employer doesn’t operate an occupational scheme?  Will the 40% tax relief they currently get on their pension contributions be reduced to 30%?

The other concern about the Roadmap’s proposed new private pension – aside from the reluctance of employers to have to pay into it (at the moment no employer is compelled to provide any retirement provision for their workers) – is how the new auto-enrolment funds will be administered and invested. Will workers have a choice of investment provider or fund, or will there be a ‘default’ strategy? Part of the reluctance of many people to take out a pension, whether they are employed by a company or work for themselves, is the element of chance involved in the putting money into investment markets, and the notoriously high and the still opaque charges that too many investment firms and their agents apply to Defined Contribution pension plans.

This question of safeguards, not just to guarantee the honest and efficient administration of the money but to actually provide a positive return after decades of saving – is going to have to be addressed.

What workers want are Defined Benefit pensions – a pension that reflects the worker’s final income and years of service. But these are few and far between outside a select number of private and semi-state companies and the civil service, the latter whose indexed, DB pensions are paid from direct taxation.

But without those DB safeguards, the auto-enrolment pension being proposed in this Roadmap is going to a hard sell to many people who may have little spare income and have other saving priorities, like buying a home.

Next week: how the Pensions Roadmap proposes to change the State old age pension and public service pensions.

The TAB Guide to Money Pensions & Tax 2018 is available in good bookshops. See www.tab.ie for ebook edition.

 

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    We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Name : Thomas Cronin E-mail : dpfinanciallimited@gmail.com Skype id : dpfinanciallimited@gmail.com
  30. WE OFFER LEASE BG,SBLC AND MTN
    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760, DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com Regards, Wright Skype; wrightjames931@gmail.com
  31. Thomas on Aug 26 2019 23:19
    We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Name : Thomas Cronin E-mail : dpfinanciallimited@gmail.com Skype id : dpfinanciallimited@gmail.com
  32. Robert Scott
    I'm Robert Scott, working as Financial Consultant in UK.. Am in direct contact with an active and capable Provider of Bank Instruments(SBLC/FC BG & LC) we've close successful deals together since working over the years. Our SBLC/BG can be engaged in PPP Trading, Signature Projects, Petroleum, Oil & Gas, Business Funding, Aviation and MORE.. If interested, you can contact me through. inquiry contact Name:Robert Scott E-mail: financegoldencrown342@gmail.com ...skype ID Robert Scott for more details and our working procedure. Am direct the provider, Brokers are welcome with their clients
  33. WE OFFER LEASE BG,SBLC AND MTN
    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760, DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com Regards, Wright Skype; wrightjames931@gmail.com
  34. Robert Bouffad
    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE. I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details. They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly. - Bank Guarantee (BG) - Standby Letter of Credit (SBLC) - Direct Line of Credit (DLC) - Medium Term Note (MTN) - Letter of Credit (LC) I will be glad to share with you our working procedures. Contact : Robert Bouffad Email: robertbouffad358@gmail.com Skype: Robert Bouffad LinkedIn: Robert Bouffad BROKERS ARE WELCOME & 100% PROTECTED!!!
  35. Edward Hampton
    THE PRACTICE LOAN COMPANY PLC is a British based financial consulting company with years of experience in the international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of refinancing, talk to our team at BANDENIA CONSUMER FINANCE PLC and certainly we will set your business on the right path with our sound and quality financial advice and services. Our bank instrument can help you fund your projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs. Purchase Instrument of BG/SBLC : 38%+2% Min Face Value cut =5M- 10B EUR/USD Lease Instrument of BG/SBLC : 6%+2% Min Face Value cut = 5M- 10B EUR/USD DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. Name: Edward Hampton Email: thepracticeloancompanyplc@gmail.com
  36. David Munro
    PROJECT FUNDING AND BANKING INSTRUMENT SUCH AS {BG, SBLC, SKR, MTN, LOAN} FOR LEASE AND PURCHASE We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN, Bonds, Bank draft and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD) . 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. The Leased Instruments includes: BG s, Insurance Guarantees, MTN, ( SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services. Our BG/ SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. BROKERS ARE WELCOME & 100% PROTECTED!!! We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. REGARDS...... DAVID MUNRO projectfunding.uk.munro.com
  37. ENNIE OWEN on Nov 05 2019 22:27
    Dear Sir/Ma, We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. ENNIE OWEN E-mail : evergrowthfinancialltd@gmail.com Skype id : evergrowthfinancialltd@gmail.com
  38. micheal
    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. BANK INSTRUMENT PARTICULARS Instruments :Fully Cash Backed, Fresh Cut Bank Guarantee(Standard ICC format) Age :One (1) years and One (1) day Rate :Leasing: 3+2, Purchase: 32+2 Currency :USD/Euro Bank :Top A Rated banks Amount :As Advised by Beneficiary Intermediary Fees : Two Percent (2%) of Face Value payable by Beneficiary Tranches : As per agreed tranches schedule Delivery : Swift MT799/MT760 Payment : Swift MT103 (Wire Transfer) Contact Name: Micheal paker Email:bramblesfinanceplc@gmail.com Skype ID:bramblesfinanceplc
  39. micheal
    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. BANK INSTRUMENT PARTICULARS Instruments :Fully Cash Backed, Fresh Cut Bank Guarantee(Standard ICC format) Age :One (1) years and One (1) day Rate :Leasing: 3+2, Purchase: 32+2 Currency :USD/Euro Bank :Top A Rated banks Amount :As Advised by Beneficiary Intermediary Fees : Two Percent (2%) of Face Value payable by Beneficiary Tranches : As per agreed tranches schedule Delivery : Swift MT799/MT760 Payment : Swift MT103 (Wire Transfer) Contact Name: Micheal paker Email:bramblesfinanceplc@gmail.com Skype ID:bramblesfinanceplc
  40. Abel Chadwick
    Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc. Contact : Mr. Abel Chadwick Contact Email: financedeskltd01@gmail.com Whatsapp : +380 50 922 4887 With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. All relevant business information will be provided upon request. BROKERS ARE WELCOME & 100% PROTECTED!!! If Interested kindly contact me via Email:~ financedeskltd01@gmail.com serious enquiry only.
  41. Wright
    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760, DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com Regards, Wright Skype; wrightjames931@gmail.com
  42. UNITED STATES OF AMERICA
    RELIABLE BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN? AFFORDABLE LOAN IS HERE FOR YOU TODAY Call/Text +1(209)643-7283 Email brianloancapital@gmail.com XMAS IS HERE AGAIN, DO NOT BE LEFT OUT, APPLY FOR ALL KINDS OF XMAS LOAN WITH US TODAY! XMAS FREE GIFTS PACKAGE FOR INTERESTED CLIENTS Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? BRIAN CAPITAL LOANS is the answer.Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap.Reduce your payments to ease the strain on your monthly expenses. BY Call/Text +1(209)643-7283 Email brianloancapital@gmail.com We are certified, reliable, financially powerful, fast and dynamic, with no credit check and offers a 100% guarantee loans and finances brianloancapital@gmail.com
  43. JAMIE
    They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them. I figured it all out when my colleague took me to Pavel (HACKINTECHNOLOGY@GMAIL.COM) CELL PHONE +16692252253 He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.
  44. Elvis Roberts
    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. All relevant business information will be provided upon request plus our terms and procedures. NAME : Elvis Roberts EMAIL : Inquiry.jmfinance@gmail.com WHATSAPP NO : +1(909)375-0798
  45. ENNIE OWEN on Jan 08 2020 11:14
    Dear Sir/Ma, We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. ENNIE OWEN E-mail : evergrowthfinancialltd@gmail.com Skype id : evergrowthfinancialltd@gmail.com
  46. Rudolf Christian
    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE ANDERSON PROJECT FUNDING LIMITED is an authorized Financial consulting firm that work directly with A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc We provide BG, SBLC,and lots more for clients all over the world. We are equally ready to work with Brokers and financial consultants/consulting firms in their respective countries. Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. We are RWA ready to close leasing with any interested client in few banking days We hope to establish a long term business relationship with you even after this first trial, FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Regards Rudolf Christian, SAUSER (DIRECTOR) Email: projectfunding.uk.rudolf@gmail.com SKype: cid.defcc488b5af0d20
  47. Rudolf Christian
    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE ANDERSON PROJECT FUNDING LIMITED is an authorized Financial consulting firm that work directly with A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc We provide BG, SBLC,and lots more for clients all over the world. We are equally ready to work with Brokers and financial consultants/consulting firms in their respective countries. Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately, We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. We are RWA ready to close leasing with any interested client in few banking days We hope to establish a long term business relationship with you even after this first trial, FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Regards Rudolf Christian, SAUSER (DIRECTOR) Email: projectfunding.uk.rudolf@gmail.com SKype: cid.defcc488b5af0d20
  48. Finn Walsh
    We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4+ 2% 6. Sale Price: 32+2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Finn Walsh E-mail : everydayfinancedesignated@gmail.com Skype id : everydayfinancedesignated@gmail.com
  49. clifford david
    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Lease Fee : 3+2Purchase Fee : 32+2  Over 96% of our clients are satisfied with our work whether it is business or financial service. Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service.  Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.  For further details contact us with the below information.... Clifford David Email:  optivofinanceplc@gmail.com
  50. clifford david
    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Lease Fee : 3+2Purchase Fee : 32+2  Over 96% of our clients are satisfied with our work whether it is business or financial service. Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service.  Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.  For further details contact us with the below information.... Clifford David Email:  optivofinanceplc@gmail.com
  51. clifford david
    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Lease Fee : 3+2Purchase Fee : 32+2  Over 96% of our clients are satisfied with our work whether it is business or financial service. Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service.  Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.  For further details contact us with the below information.... Clifford David Email:  optivofinanceplc@gmail.com
  52. david verney
    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information. Contact name: David Verney Email :davidverney18@gmail.com Skype: davidverney18@gmail.com
  53. smith
    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirm-able Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.  The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.DESCRIPTION OF INSTRUMENT:Instrument: Bank Guarantee (BG/SBLC).  Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).  Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.  Age: One Year, One Day  Leasing Price: 4% of Face Value plus 1% commission fees to brokers.  Delivery: Bank to Bank SWIFT.  Payment: MT-760.  Hard Copy: Bonded Courier within 7 banking days.All relevant business information will be provided upon request plus our terms and  procedures.Thank you.Email: globalfinancheritageplc@gmail.com Phone: +447398524236.Best Regards  Management.  smith Larry.
  54. donagh sheridan
    We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds. * FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% * FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Contact Name : Donagh sheridan Contact Email: donaghsheridan@gmail.com Skype:donaghsheridan@gmail.com
  55. Dimitrij Conradi
    We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD. BROKERS ARE WELCOME & 100% PROTECTED!!! Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve. Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below] Regards Dimitrij Conradi Email: dimi.conradi1970@gmail.com conradi.dimitrij@bk.ru Skype: conradi.dimitrij@bk.ru WhatsApp: +905456646659
  56. May Gary
    We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.  we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.  DESCRIPTION OF INSTRUMENTS:  1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)  2. Total Face Value: 10M MIN to 50B MAX USD or Euro  3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .  4. Age: One Year, One Day  5. Leasing Price: 4 1%  6. Sale Price: 32 2%  7. Delivery by SWIFT .  8. Payment: MT103-23  9. Hard Copy: Bonded Courier within 7 banking days  We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.  Name:May Gary  Email:algecoglobalfinanceplc@gmail.com  Skype::algecoglobalfinanceplc      
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